How do you guys manage to save?

Alex Kiongozi

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Sacco, money market, a savings account with no tools or linking to the current account, opening a savings account in a bank that you can hardly access. A joint account with your friends with 2 or 3 to sign..it will discourage you visiting the bank..All the above until you form the discipline. In addition start with a realistic amount that won't strain you...for dry months ensure you save ata kama ni 500 bob but not zero shillings.
 

Nocturnal Thinker

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If you want to save you should be serious about it. You have to sacrifice and be determined to do it.

List down all the things you are using and select them what you want to eliminate in order to save money.

You should know the difference from your wants and needs. In so doing, you know what you are going to prioritize on what to spend and what to save.
 

Faith Wangari

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If you want to save you should be serious about it. You have to sacrifice and be determined to do it.

List down all the things you are using and select them what you want to eliminate in order to save money.

You should know the difference from your wants and needs. In so doing, you know what you are going to prioritize on what to spend and what to save.
Well said
 

Josemendez

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This is rule is good if you have atleast average salary. If you have less than that, 50% of income can't be enough for basic living so you need to take it from other parts and rule goes off.
Well the idea is that you should not depend solely on offline work , one should have several earning opportunities.
 
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